Holdy Terms of Use
These Terms of Use (the "Terms") govern your use of the Holdy mobile application (the "App", "Service") and related services. The App is provided by Sorokin Taras ("we", "us", "our"). By installing or using the App, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the App.
1. Service description
Holdy is an application for tracking and analyzing a cryptocurrency portfolio: monitoring assets, profit and loss (PNL), and the structure and performance of your portfolio. Price and market data are sourced from third parties and provided "as is", for informational purposes only.
2. No financial advice
Holdy is not a broker, exchange, or financial or investment advisor. Nothing in the App (including prices, charts, PNL, analytics, or notifications) constitutes investment, financial, tax, or legal advice, and is not an offer or solicitation to buy or sell any asset. Cryptocurrencies are volatile and involve a high level of risk. You make all decisions independently and at your own risk. We do not guarantee the accuracy, completeness, or timeliness of market data.
AI-generated content. Some features of the App produce analysis generated by artificial intelligence (for example, AI position insights). AI-generated content is created automatically by machine-learning models and may be inaccurate, incomplete, outdated, or contain errors. It is provided for informational purposes only, does not constitute investment, financial, tax, or legal advice or a recommendation to buy, sell, or hold any asset, and must not be relied upon as such. You are solely responsible for independently verifying AI-generated information and for any decisions made based on it. To the maximum extent permitted by law, we accept no liability for AI-generated content or for any losses arising from reliance on it.
3. Account
Some features require an account. You are responsible for keeping your account credentials secure and for all activity that occurs under your account. You agree to provide accurate information and not to share your access with third parties.
4. Holdy subscriptions
The App offers paid subscriptions at the Pro, Pro+, and Pro++ tiers, billed monthly or yearly. The features included in each tier are described on the subscription screen in the App. Subscriptions are purchased and paid for through the app store from which the App was installed (for example, the Apple App Store or Google Play) and are subject to the rules of that store.
- Auto-renewal. An auto-renewable subscription renews automatically for the same period unless auto-renewal is turned off before the end of the current period within the time frame set by the relevant app store (typically at least 24 hours).
- Payment. Payment is charged to your account with the relevant app store. The amount is charged upon confirmation of the purchase.
- Renewal. The renewal charge is applied shortly before the end of the current period at the then-current price of the corresponding tier, as handled by the app store.
- Management and cancellation. You can manage your subscription and turn off auto-renewal in your account settings with the relevant app store. Cancellation takes effect at the end of the paid period; access remains until then.
- Refunds. Payments and refunds are handled by the app store in accordance with its rules. A paid but unused portion of a current subscription period is generally non-refundable, unless otherwise required by applicable law.
- Free trial / promo. If a free or discounted period is offered, any unused portion is forfeited when you purchase the corresponding subscription (where applicable).
- Price changes. We may change prices and the composition of tiers. You will be notified of changes affecting an active subscription in the manner required by the relevant app store, and your consent will be obtained where required.
5. License to use the App
We grant you a limited, non-exclusive, non-transferable, revocable license to use the App on devices you own or control, for personal, non-commercial use. Your use of the App is also governed by the rules of the app store from which it was installed (for apps from the Apple App Store, including the Apple Standard End User License Agreement (Apple Standard EULA); for apps from Google Play, the applicable Google terms). In the event of a conflict regarding use of the App, the stricter applicable provision prevails.
6. Acceptable use
You agree not to:
- violate any laws or the rights of third parties;
- attempt to gain unauthorized access to, interfere with, or compromise the security of the Service;
- decompile, reverse engineer, copy, or create derivative works, except where expressly permitted by law;
- use the App for unlawful activity or to mislead others.
7. Intellectual property
The App, including its design, logos, text, and source code, belongs to us or our licensors and is protected by law. No rights are granted to you other than the license expressly provided.
8. Third-party services and data
The App uses third-party services (for example, market data providers, news search services, AI model providers, analytics, and payment processing through app stores). We are not responsible for the content, accuracy, or availability of third-party services and data.
9. Exchange connections, API keys and wallet addresses
The App lets you connect cryptocurrency exchange accounts using API keys and track public wallet addresses so that your transactions can be imported automatically. Connecting an exchange or a wallet is optional and entirely at your discretion.
Read-only keys only. You must create API keys that allow reading account data only (balances and the history of trades, deposits and withdrawals). Never grant an API key used with Holdy permission to trade, withdraw or transfer funds, or manage sub-accounts. The App may reject keys that appear to have excessive permissions, but this check is not guaranteed to catch every case and does not replace your own responsibility to configure keys correctly. Holdy never trades or withdraws funds on your behalf and will never ask you for a key with such permissions.
Your responsibility. You are solely responsible for creating, securing, restricting, rotating and revoking your API keys and for the consequences of any permissions you grant. We store exchange credentials in encrypted form and use them only to read data for the App; however, no method of storage or transmission is completely secure. To the maximum extent permitted by law, we accept no liability for any loss of funds, unauthorized trades, withdrawals or transfers, or any other loss or damage arising from the use, disclosure, compromise, or misconfiguration of your API keys or wallet addresses, regardless of where it occurred.
10. External links and third-party websites
The App and our website may contain links to third-party websites and services, including cryptocurrency exchanges and other trading platforms (for example, in the list of venues where an asset is traded). These links are provided for your convenience and for informational purposes only. A link does not constitute an endorsement or recommendation of any platform, or advice to buy or sell any asset on it.
We do not control third-party websites and are not responsible for their content, products, services, security, or availability. If you choose to follow an external link, you do so at your own risk and are solely responsible for that decision. Any transactions you enter into on a third-party platform are solely between you and that platform and are governed by its own terms and policies. To the maximum extent permitted by law, we accept no liability for any loss or damage arising from your use of third-party websites or services.
11. Disclaimer of warranties
The App is provided "as is" and "as available", without warranties of any kind, express or implied, including warranties of fitness for a particular purpose, accuracy of data, and uninterrupted operation, to the maximum extent permitted by law.
12. Limitation of liability
To the maximum extent permitted by law, we are not liable for any indirect, incidental, punitive, or consequential damages, or for lost profits or investment losses, arising out of or in connection with your use of, or inability to use, the App.
13. Termination
We may suspend or terminate access to the Service in the event of a breach of these Terms or as required by law. You may stop using the App at any time by deleting it and cancelling your subscription.
14. Changes to these Terms
We may update these Terms from time to time. The current version is posted on this page with an updated effective date. By continuing to use the App after changes take effect, you accept the updated Terms.
15. Governing law
These Terms are governed by the laws of Georgia, without regard to conflict-of-law rules. Disputes that cannot be resolved through negotiation are subject to the competent courts of Georgia.
16. Contact us
If you have questions about these Terms, contact us at:
Email: [email protected]
These Terms are provided for transparency and do not constitute legal advice.